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Getting rewarded just for signing up sounds too good to be true, but many apps genuinely offer cash bonuses when you create an account. These sign-up bonuses can be instantly withdrawn, giving you free money with minimal effort. If you're looking for cashback apps, survey rewards, investing platforms, or gaming apps, there are plenty of options available.

This article covers the best 25 apps that provide sign-up bonuses with instant withdrawal options, so you can start earning today.

What Are Sign-Up Bonus Instant Withdraw Apps?

Sign-up bonus apps reward new users with cash, gift cards, or cryptocurrency for joining their platform. These bonuses serve as an incentive to attract new users and encourage them to check out the app’s features.

How Do They Work?

• Sign up:Register using an email or phone number.
• Complete any required steps:Some apps may require verification, linking a payment method, or making a small deposit.
• Receive your bonus:The reward is credited to your account.
• Withdraw instantly:Depending on the app, you can cash out via PayPal, bank transfer, gift cards, or cryptocurrency.

Types Of Sign-Up Bonus Apps

• Cashback Apps:Earn rebates on purchases.
• Survey & Reward Apps:Get paid for answering surveys and completing tasks.
• Investing & Finance Apps:Receive bonuses for opening an investment or savings account.
• Gaming & Lottery Apps:Earn cash for signing up and playing games.
• Crypto & Digital Wallet Apps:Get free crypto for joining.

Here are 25 of the best apps offering sign-up bonuses with instant withdrawals

1. Rakuten

• Sign-Up Bonus:$30 bonus after making your first qualifying purchase of $30 or more.
• Withdrawal Options:PayPal, check, or gift cards.

Rakuten is a cashback portal that lets you earn rewards when shopping at over 3,500 retailers, including Amazon, Walmart, and Macy’s. When you shop through Rakuten’s app or browser extension, you earn cashback on your purchases.

Once you complete your first eligible transaction, Rakuten credits your account with a $30 bonus. Rakuten is completely free and allows you to earn money on everyday purchases. The cashback can add up quickly, and the $30 sign-up bonus is one of the highest available.

2. Honey

• Sign-Up Bonus:$5 bonus after your first purchase using Honey Gold.
• Withdrawal Options:PayPal or gift cards.

Honey is a browser extension and mobile app that automatically applies coupon codes when you shop online. It also offers Honey Gold, a rewards system where you earn points for purchases at certain retailers. After earning 1,000 Honey Gold points, you can redeem them for a $10 gift card (the $5 bonus gets you halfway there).

Honey saves you money effortlessly by finding discounts and giving cashback. It works with thousands of stores, making it an easy way to earn rewards while shopping. If you're looking for quick earnings, it’s a great tool to help you make money in one hourthrough cashback and instant savings.

3. Ibotta

• Sign-Up Bonus:$10 bonus after redeeming your first cashback offer.
• Withdrawal Options:PayPal, Venmo, or gift cards.

Ibotta gives cashback on groceries and online shopping. To earn rewards, simply upload receipts from participating stores or link your store loyalty cardfor automatic cashback. Once you redeem your first offer, the $10 bonus is added to your account.

Ibotta is perfect for saving money on groceries and everyday purchases. It works at 500,000+ locations, including Walmart, Kroger, and Target. The app also offers extra rewards and bonuses throughout the year.

4. Dosh

• Sign-Up Bonus:$5 bonus when you link a debit or credit card.
• Withdrawal Options:PayPal, Venmo, or direct bank transfer.

Dosh is a passive cashback app that automatically gives you cashback when you shop at participating stores. Unlike other cashback apps, you don’t need to scan receipts; just link your card, shop as usual, and receive cashback instantly. The $5 sign-up bonus is credited immediately after linking your first card.

Dosh is completely hands-free, making it one of the easiest ways to earn cashback. It works at thousands of retailers, restaurants, and hotels, including Walmart, Dunkin’, and Sam’s Club.

5. Fetch Rewards

• Sign-Up Bonus:2,000 points ($2) after scanning your first receipt.
• Withdrawal Options:Gift cards.

Fetch Rewards rewards you for scanning receipts from any store. You don’t need to activate offers; just take a picture of your receipt, and Fetch automatically awards you points. These points can be exchanged for gift cards from Amazon, Walmart, Starbucks, and more.

Fetch Rewards is the easiest cashback app because any receipt qualifies. You don’t need to link a card or make specific purchases. Plus, there are frequent bonus offers to boost your earnings.

6. Swagbucks

• Sign-Up Bonus:$10 bonus after earning 500 SB points.
• Withdrawal Options:PayPal or gift cards.

Swagbucks pays users to complete surveys, watch videos, play games, and shop online. You earn SB points, which can be converted into PayPal cash or gift cards. Once you accumulate 500 SB points, you can redeem your $10 bonus.

Swagbucks offers multiple ways to earn, making it easy to stack up points quickly. The platform is trusted by millions and regularly runs special promotions to help you earn even more.

7. InboxDollars

• Sign-Up Bonus:$5 bonus after completing your first few tasks.
• Withdrawal Options:PayPal, gift cards, or check.

InboxDollars pays users to take surveys, read emails, play games, and shop online. The $5 sign-up bonus is credited once you complete a few simple activities. You can cash out as soon as you reach $10.

InboxDollars offers a variety of earning methods, making it easier to reach the minimum payout threshold quickly. The tasks are simple, and you get paid for activities you already do online.

8. Survey Junkie

• Sign-Up Bonus:$5 bonus after completing profile surveys.
• Withdrawal Options:PayPal or gift cards.

Survey Junkie is a market research platform that pays users for sharing opinions. You earn points for each survey you complete, and after filling out your profile surveys, you receive a $5 bonus.

Survey Junkie offers some of the highest-paying surveys, making it one of the best options for earning extra cash in your free time.

9. PrizeRebel

• Sign-Up Bonus:$5 worth of free points for new users.
• Withdrawal Options:PayPal, gift cards, or Bitcoin.

PrizeRebel rewards users for taking surveys, completing offers, and watching videos. You accumulate points, which can be redeemed for PayPal cash or gift cards. The $5 sign-up bonus helps you reach your first payout faster.

PrizeRebel provides multiple earning options and has a low payout threshold, making it one of the best survey sites available.

10. MyPoints

• Sign-Up Bonus:$10 bonus when you shop through MyPoints and spend $20 or more.
• Withdrawal Options:PayPal, gift cards, or travel miles.

MyPoints rewards users for shopping online, taking surveys, and completing small tasks. You can earn points by shopping at Walmart, Target, Best Buy, and 2,000+ retailers. The $10 bonus is awarded once you spend at least $20 through the MyPoints shopping portal.

MyPoints is one of the oldest rewards programs, making it a trustworthy platform for cashback and surveys. It also frequently offers bonus point promotions to help you maximize earnings.

11. Robinhood

• Sign-Up Bonus:1 free stock valued between $5 and $200 upon account creation.
• Withdrawal Options:Bank transfer.

Robinhood is a commission-free stock trading app that allows users to invest in stocks, ETFs, and cryptocurrencies. When you sign up and verify your account, you receive one free stock, which could be worth anywhere between $5 and $200. The value is randomly assigned.

Robinhood makes investing accessible for beginners, offering a user-friendly interface with no commission fees. The free stock bonus is a great way to start investing without risking your own money.

12. Webull

• Sign-Up Bonus:2 free stocks worth up to $300 after depositing at least $5.
• Withdrawal Options:Bank transfer.

Webull is an advanced trading platform offering commission-free stocks, ETFs, and crypto trading. New users receive 2 free stocks when they fund their account with at least $5. These stocks can be worth anywhere from $3 to $300.

Webull is a feature-rich investment app with technical charts, margin trading, and extended hours trading. The free stocks promotion is a great way to start building an investment portfolio.

13. M1 Finance

• Sign-Up Bonus:$30 bonus after depositing $100 into an investment account.
• Withdrawal Options:Bank transfer.

M1 Finance is an automated investing platform that builds a portfolio for you based on your financial goals. When you deposit $100, you get a $30 sign-up bonus added to your account. The app helps you invest in stocks and ETFs without needing to actively manage your portfolio.

M1 Finance is perfect for long-term investors who want an automated, hands-off investing experience. The $30 free bonus is an easy way to get started.

14. SoFi Invest

• Sign-Up Bonus:$25 bonus when you deposit at least $100.
• Withdrawal Options:Bank transfer.

SoFi Invest is a commission-free trading app that lets you invest in stocks, ETFs, and cryptocurrency. When you deposit $100 or more, SoFi gives you a $25 bonus in your account.

SoFi is beginner-friendly, offering fractional shares and free financial advice. The $25 bonus is a great incentive to start investing.

15. Acorns

• Sign-Up Bonus:$5 bonus when you create an account and link a bank account.
• Withdrawal Options:Bank transfer.

Acorns is an automated savings and investment app that rounds up your purchases and invests the spare change. Once you sign up and link a bank account, you receive a $5 welcome bonus to start investing.

Acorns is a great way to grow your savings effortlessly. It’s ideal for beginners who want to invest without actively managing their money.

16. Coinbase

• Sign-Up Bonus:$10 in Bitcoin after buying or selling $100 in cryptocurrency.
• Withdrawal Options:Bank transfer or PayPal.

Coinbase is a popular cryptocurrency exchange that allows users to buy, sell, and hold Bitcoin, Ethereum, and other digital assets. When you trade at least $100, you receive $10 in free Bitcoin.

Coinbase is one of the most secure and user-friendly crypto platforms. The $10 Bitcoin bonus is a great way to start investing in cryptocurrency.

17. Binance

• Sign-Up Bonus:Up to $50 in bonuses after verifying your account and making a trade.
• Withdrawal Options:Bank transfer or crypto wallet.

Binance is one of the largest cryptocurrency exchanges in the world. When you sign up, verify your identity, and make your first trade, you can earn up to $50 in crypto rewards.

Binance offers low fees, advanced trading options, and a wide range of cryptocurrencies. The sign-up bonus helps you get started without investing too much upfront.

18. Crypto.com

• Sign-Up Bonus:$25 bonus when you stake CRO tokens.
• Withdrawal Options:Bank transfer or crypto wallet.

Crypto.com is a crypto trading app and digital wallet that offers rewards for using CRO, its native token. When you stake CRO, you receive a $25 bonus, which can be used for trading or converted into cash.

Crypto.com offers cashback on purchases, crypto staking, and high-interest savings accounts. The $25 sign-up bonus is a great way to start earning rewards.

19. BlockFi

• Sign-Up Bonus:$10 in Bitcoin after depositing $100 or more.
• Withdrawal Options:Bank transfer or crypto wallet.

BlockFi is a crypto lending platform where users can earn interest on Bitcoin, Ethereum, and stablecoins. When you deposit $100, you receive $10 in free Bitcoin, which can be withdrawn or used to earn passive income.

BlockFi is a great platform for earning interest on crypto holdings. The $10 Bitcoin bonus is an easy way to start.

20. BitMart

• Sign-Up Bonus:$5 in free crypto after completing KYC verification.
• Withdrawal Options:Crypto wallet.

BitMart is a global cryptocurrency exchange offering trading in hundreds of digital assets. When you sign up and verify your account, you receive $5 in free crypto, which can be used for trading or withdrawn.

BitMart has low fees, a large selection of cryptocurrencies, and multiple trading options. The $5 free crypto is a great way to test the platform.

21. Chime

• Sign-Up Bonus:$100 after setting up a direct deposit of $200 or more.
• Withdrawal Options:Bank transfer or Chime debit card.

Chime is an online banking platform that offers fee-free checking and savings accounts. When you sign up and receive a direct deposit of at least $200, you qualify for the $100 sign-up bonus. Chime also provides early paycheck access, overdraft protection, and automatic savings tools.

Chime is ideal for those looking for a modern banking solution with no hidden fees. The $100 bonus is a great incentive, and you can access your paycheck up to two days early compared to traditional banks. It also helps you save moneywith automatic savings features and no monthly fees, making it a smart choice for budget-conscious users.

22. Dave

• Sign-Up Bonus:$5 after opening an account.
• Withdrawal Options:Bank transfer or debit card.

Dave is a banking and cash advance app that helps users avoid overdraft fees. It offers interest-free cash advances up to $500 based on your paycheck history. When you sign up and open an account, you get a $5 bonus. Dave also includes budgeting tools and a feature to help users build their credit.

If you need a quick, fee-free cash advance, Dave is an excellent alternative to payday loans. The $5 bonus is a nice start, and the app’s financial tools help manage spending and prevent overdrafts.

23. BeFrugal

• Sign-Up Bonus:$10 after earning $10 in cashback.
• Withdrawal Options:PayPal, check, direct deposit, or gift cards.

BeFrugal is a cashback website and app that partners with thousands of online stores. When you shop through BeFrugal, you earn up to 40% cashback. New users receive a $10 bonus after accumulating $10 in cashback earnings. The app also features automatic coupon codes to help users save even more.

BeFrugal is one of the best cashback apps with a high payout rate and multiple withdrawal options. The $10 bonus is easy to earn, making it a great choice for those who frequently shop online.

24. Venmo

• Sign-Up Bonus:$10 when you sign up and make a qualifying transaction.
• Withdrawal Options:Bank transfer, debit card, or Venmo balance.

Venmo is a popular peer-to-peer payment app that allows users to send and receive money instantly. New users receive a $10 sign-up bonus after making an eligible transaction (such as sending money to a friend or making a purchase). Venmo also offers cashback rewards, a debit card, and cryptocurrency trading.

Venmo is one of the most widely used payment apps, making it easy to split bills, send money, and shop online. The $10 bonus is a simple reward, and the app’s additional features make it a great everyday tool.

25. Albert

• Sign-Up Bonus:Up to $150 after setting up a qualifying direct deposit.
• Withdrawal Options:Bank transfer or Albert Cash debit card.

Albert is a smart banking app that helps users save, budget, and invest automatically. When you set up direct deposit, you qualify for the $150 bonus. Albert also provides fee-free cash advances, a high-yield savings account, and automated investing options.

If you want a banking app that offers financial guidance, Albert is a great choice. The $150 sign-up bonus is one of the highest available, and the app’s smart saving and investing features help grow your money effortlessly.

Factors To Consider When Choosing A Sign-Up Bonus App

Not all sign-up bonuses are equal. Here’s what to check before signing up:

1. Instant Withdrawal Speed

Some apps allow immediate withdrawals, while others have a waiting period or minimum balance requirement. Choose apps that offer instant cash-out options if you want quick access to your bonus.

2. Payment Methods

Ensure the app supports your preferred withdrawal method, such as:

• PayPal:One of the most convenient cash-out methods.
• Bank Transfer:Direct deposits into your bank account.
• Gift Cards:Convert earnings into digital gift cards.
• Cryptocurrency:Withdraw rewards in Bitcoin, Ethereum, or other crypto.

3. Bonus Amount & Requirements

Some apps provide no-deposit bonuses, while others require a small transaction, referral, or deposit to claim rewards. Read the fine print before signing up.

4. Legitimacy & Security

Avoid scams by choosing reputable apps with verified payment proofs and positive user reviews. If an app asks for sensitive information without a good reason, it may not be trustworthy. Always research before signing up and follow best practices to stay safe onlinewhile using money-making apps.

FAQs

Which App Gives Lots Of Money?

We listed Rakuten, Ibotta, Survey Junkie, and Swagbucks as some of the best apps to make money on your phone with.

How Can I Make $100 A Day With My Phone?

Selling items on eBay is a great way to declutter and earn cash. You can list unused items right from your phone. With the right pricing and some good marketing, it's possible to make $100 in a day by selling a few high-demand items.

Are These Apps Safe To Use?

Yes, as long as you use well-known, reputable apps with positive reviews.

Final Thoughts

Sign-up bonuses and the possibility of instant withdrawals can be attractive. However, it's crucial to approach these opportunities with a critical eye. By understanding the evaluation criteria, being aware of potential risks, and practicing responsible spending habits, you can make informed decisions and maximize the benefits while minimizing the risks. Remember, thorough research is paramount.